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What is a Lloyd’s Coverholder?

A Lloyd’s Coverholder is an entity that has demonstrated an ability to underwrite and manage risks on behalf of underwriters. A Coverholder is approved for a particular class of business initially and then may also be approved to write other lines of business if sufficient expertise is proven.
Some Coverholders will also be given claims authority to manage and pay claims where applicable or the claim service is provided via a Third Party Administrator approved by the underwriters.

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